The Five Points is a spectacular mountain bike destination that used to be an old coal town area. These newly built, well-groomed trails are only 30 minutes from downtown Chattanooga but you'll feel like you're in a far more exotic place.
There are close to a dozen loops that each take about 15-20 minutes, and they rival Raccoon Mountain for the title of "best in-town trail system." (PS: We're spoiled.)
Expect a decent amount of elevation gain, but nothing a granny gear can't handle. (Singlespeeders...no promises). These trails were masterfully crafted by SORBA and other dedicated local builders who obviously knew what they were doing.
Beginner to advanced, it's all here. The Cloudland Connector Trail is the main multi-use trail, with even horses permitted. Everything else is singletrack with either excellent flow, tough technical sections, or both. Kettle Bottom offers a great downhill to shred, with jumps at the bottom, and a gentle climb back to the Five Points intersection. Terrain on the lower trails is unique for the Chattanooga area, with several trails criss-crossing steep, natural embankments.
There is parking for at least a dozen vehicles at the Five Points Trailhead, and twice that at the Ascalon Trailhead. If you have a trail dog, bring water because you might wear him out after ripping a loop or two. These trails are great all year round -- even in the snow. Just don't tear them up after a thaw.
Check out Jeff Barber's writeup on singletracks.com. If he doesn't convince you, we can't either.